Consumer credit and consumer bankruptcy filings have grown rapidly over the last two decades, and several researchers … consumer bankruptcy. The empirical evidence on postbankruptcy credit solicitation belies the industry's characterizations of … implications for developing optimal consumer credit policy and bankruptcy law …

I exploit variation in the congestion of civil courts across Brazilian municipalities, together with a bankruptcy …

I exploit variation in the congestion of civil courts across Brazilian municipalities, together with a bankruptcy …

-in-difference empirical design utilizing staggered shocks to personal bankruptcy exemptions, I find that increases in debtor protection … credit terms, and suggest a greater role of the wealth insurance properties of personal bankruptcy law in determining …

securitization creditors by denying bankruptcy court judges’ discretion to determine the asset transfer as debt collateral and … allowing buyers of securitized assets to seize the collateral in bankruptcy. However, improving the rights of securitization …

test the hypothesis that small banks enhance the recovery rate from the financial distress and reduce the bankruptcy ratio …