The paper examines how loan portfolio diversification drives bank returns, mainly focusing on the conditioning roles of … increased sectoral loan portfolio diversification reduces bank returns, but not all banks are equally affected. Banks that … adopted a business model towards non-interest activities are hurt less from loan portfolio diversification, and bank market …

In the traditional banking model, loans play a dominant role in banks’ operations. Loan portfolio quality is the main … amount of non-performing loans may not only reduce the financial results, but also reduce the capital and increase the risk … profile of the bank. This paper investigates the influence of the non-performing loans ratio on profitability indicators in …

This study investigates the interrelationship among bank stability, profitability, and loan growth in the Vietnamese … banking system between 2006 and 2017 using a simultaneous equations model. The findings show the bidirectional links between … these variables. More specifically, bank profitability is positively associated with bank stability and vice versa. Loan …

The paper examines whether bank diversification in multiple dimensions can protect bank lending from uncertainty shocks … banking by the dispersion of bank-level shocks. Our results confirm that banks may reduce loan growth and experience more … credit risk amid greater uncertainty. These adverse impacts of uncertainty on bank lending (both quantity and quality) are …

We classify a large sample of banks according to the geographic diversification of their international syndicated loan … portfolio. Our results show that diversified banks maintain higher loan supply during banking crises in borrower countries. The … source of funding, while foreign banks with little diversification are the most fickle. Our findings suggest that the decline …

We classify a large sample of banks according to the geographic diversification of their international syndicated loan … portfolio. Our results show that diversified banks maintain higher loan supply during banking crises in borrower countries. The … source of funding, while foreign banks with little diversification are the most fickle. Our findings suggest that the decline …

-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common … risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …

(2013, 2016), we construct a time-varying bank-specific instrument for geographic diversification and investigate its causal … effect on corporate innovation via the lending channel. We find that bank geographic diversification spurs corporate …

-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common … risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …