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It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … means different things to different banksand different borrowers. How trust enablesthe credit market for SMEs through …-basedrelationship banking helpedto reduce the credit constraints faced by SMEs in the decade following the global financial crisis. …
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medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both … the financial costs and loan benefits associated with SME relationship banking, extending the scope of existing literature … constraints, drawn from a recent survey on SMEs in China. Our findings are twofold. On one hand, bank relationship spending …
Persistent link: https://www.econbiz.de/10014491201
This study delves into the impact of technological bank innovations on small and medium-sized enterprise (SME …) borrowing across the European Union. By analyzing a comprehensive dataset of 179,921 SME-bank lending relationships from 2009 to …. Our empirical analysis documents that banks' technological innovations have a more substantial impact on SMEs' long …
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This paper uses cross-country firm-level surveys to gauge access to financial services and the importance of financing constraints for African enterprises. The paper compares access to finance in Africa and other developing regions of the world, within Africa across countries, and across...
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