Showing 1 - 10 of 7,499
We assess the effect of securitization activity on banks' lending rates employing a uniquely detailed dataset from the …, the relative level of securitization activity by the originating bank is not related to narrower lending spreads. Our … results suggest that while the credit cycle seems to have a major impact of lending standards, the effect of securitization …
Persistent link: https://www.econbiz.de/10013016058
We assess the effect of securitization activity on banks' lending rates employing a uniquely detailed dataset from the …, the relative level of securitization activity by the originating bank is not related to narrower lending spreads. Our … results suggest that while the credit cycle seems to have a major impact of lending standards, the effect of securitization …
Persistent link: https://www.econbiz.de/10013017110
We develop a new identification strategy to evaluate the impact of the geographic expansion of bank holding company (BHC) assets across U.S. metropolitan statistical areas (MSAs) on BHC risk. We find that the geographic expansion of bank assets reduces risk. Moreover, geographic expansion...
Persistent link: https://www.econbiz.de/10013040486
We investigate the effect of securitization activity on banks’ lending standards using evidence from pricing behavior … aggressive on their loan pricing practices. This suggests that securitization activity lead to laxer credit standards …. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …
Persistent link: https://www.econbiz.de/10009233425
We investigate the effect of securitization activity on banks’ lending standards using evidence from pricing behavior … aggressive on their loan pricing practices. This suggests that securitization activity lead to laxer credit standards …. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …
Persistent link: https://www.econbiz.de/10009238013
We investigate the effect of securitization activity on banks' lending standards using evidence from pricing behavior … aggressive on their loan pricing practices. This suggests that securitization activity lead to laxer credit standards …. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …
Persistent link: https://www.econbiz.de/10013122259
We investigate the effect of securitization activity on banks' lending standards using evidence from pricing behavior … aggressive on their loan pricing practices. This suggests that securitization activity lead to laxer credit standards …. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …
Persistent link: https://www.econbiz.de/10013122538
securitization activity on loans' relative credit quality employing a uniquely detailed dataset from the euro-denominated syndicated … securitization, however, the credit quality of borrowers whose loans are securitized deteriorates by more than those in the control … detailed loan-by-loan information on loan credit quality would be useful to reap out the benefits of securitization …
Persistent link: https://www.econbiz.de/10012963923
securitization activity on loans' relative credit quality employing a uniquely detailed dataset from the euro-denominated syndicated … securitization, however, the credit quality of borrowers whose loans are securitized deteriorates by more than those in the control …
Persistent link: https://www.econbiz.de/10012966551
We assess the effect of securitization activity on banks' loan pricing practices employing a uniquely detailed dataset … securitized, the amount of securitization activity by the originating bank was not related to lower loan spreads. Our results … aggressiveness) than securitization activity …
Persistent link: https://www.econbiz.de/10013038164