Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower …

and away from bank deposits. We highlightthat a distrust mindset promotes questioning default choices and considering …

This study examined the impact of fintech/digital financial services on bank performance by tiers in the period before … the provision of loans by non-bank actors is growing. However the non-bank credit only provides loans at very high … bank respondents viewed digital financial services as complementary to enhancement of efficiency and scope of financial …