Similar Search Results

Why don't Lenders renegotiate more home mortgages? : redefaults, self-cures and securitization

Adelino, Manuel; Gerardi, Kristopher; Willen, Paul - In: Journal of monetary economics 60 (2013) 7, pp. 835-853

Persistent link: https://www.econbiz.de/10010253060

Loan product steering in mortgage markets

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2016

Persistent link: https://www.econbiz.de/10011559277

Borrowers from a different shore : Asian outcomes in the U.S. mortgage market

Courchane, Marsha J.; Darolia, Rajeev; Gailey, Adam - In: Journal of housing economics 28 (2015), pp. 76-90

Persistent link: https://www.econbiz.de/10011565809

[Rezension von: Stuart, Guy, Discriminating risk, the US mortgage lending industry in the twentieth century]

Fishback, Price Van Meter - In: Journal of economic literature 43 (2005) 1, pp. 158-159

Persistent link: https://www.econbiz.de/10002965530

Discriminating risk : the US mortgage lending industry in the twentieth century

Stuart, Guy - 2003

Persistent link: https://www.econbiz.de/10001713104

Still Mortgaging the American Dream : Predatory Lending, Preemption, and Federally Supported Lenders

Forrester, Julia Patterson - 2016

This Article discusses the continuing problem of predatory lending abuses in the subprime home mortgage lending market …

Persistent link: https://www.econbiz.de/10013001725

Federal Home Loan Bank Advances and Small Business Lending

Davidson, Travis - 2016

Adequate credit availability for small businesses is an important public policy issue because small businesses are essential for employment and economic growth for the economy. The Gramm-Leach-Bliley Act of 1999 includes a provision that could potentially support financial institutions in the...

Persistent link: https://www.econbiz.de/10013004708

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization

Adelino, Manuel - 2015

We document the fact that servicers have been reluctant to renegotiate mortgages since the foreclosure crisis started in 2007, having performed payment reducing modifications on only about 3 percent of seriously delinquent loans. We show that this reluctance does not result from securization:...

Persistent link: https://www.econbiz.de/10013039412

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures, and Securitization

Adelino, Manuel - 2015

A leading explanation for the lack of widespread mortgage renegotiation during the financial crisis is the existence of … frictions in the mortgage securitization process. This paper finds little evidence that the securitization process impeded the … representative dataset on seriously delinquent mortgage borrowers from the first quarter of 2005 through the third quarter of 2008 …

Persistent link: https://www.econbiz.de/10013039421

Fintech lending and mortgage credit access

Jagtiani, Julapa; Lambie-Hanson, Lauren; Lambie-Hanson, … - In: The journal of FinTech 1 (2021) 1, pp. 2050004-1-2050004-50

Persistent link: https://www.econbiz.de/10012628293

1
2
3
4
5
6
7
8
9
10
Next
Last