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FinTech in the Philippines has been gaining more attention in recent years, especially during the onset of the COVID-19 … more bank and nonbank financial service providers have entered the digital space, providing more diversified financial … Philippines remains lagging behind compared to ASEAN neighbors. In addition, FinTech has faced concerns pertaining to the …
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Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower … system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the …. FinTech's role in PPP provision is also greater in counties where the economic effects of the COVID-19 pandemic were more …
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This study examined the impact of fintech/digital financial services on bank performance by tiers in the period before … the provision of loans by non-bank actors is growing. However the non-bank credit only provides loans at very high … bank respondents viewed digital financial services as complementary to enhancement of efficiency and scope of financial …
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This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...
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