This paper addresses the topic regarding the desirability of competition in banking industry. In a model where banks … investigate three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks …' stability? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

This paper addresses the desirability of competition in banking industry. In a model where banks compete on both … three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks' stability …? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

This study examines the relationship between branching, lending, and competition in Pakistani banks. Due to … that geographic diversification and distance between bank branches and headquarters do not affect the performance of the …. The study recommends an important policy regarding branch management and its effect on bank performance. …

loans, we utilize a new indexation mechanism exploiting a detailed bank-level dataset for the period January 2007-April 2020 … demonstrated by dispersion indices. Our empirical design also entails the construction of competition indicators for aggregated and … competition are related to the lower level of lending rate dispersion in housing and vehicle segments in a statistically …

competitive conditions. To this end, an indexation mechanism processing a novel bank-level dataset is proposed to quantify the … dispersion indices. The methodological setting also entails the construction of competition indicators for total and segment … improvements in the competition are associated with a lower level of lending rate dispersion in housing and vehicle segments in a …

loan applicants are required to pay to reach the bank of their interest shrinks with respect to the degree of competition … theoretical model of spatial competition that considers the differential information between lenders and loan applicants to … and how this, in turn, affects the level of credit risk in the economy. Our findings reveal that enhanced competition …

examine the factors that determine the bank's willingness to use syndicated lending rather than traditional lending during the … quality of the bank's loan portfolios. However, in the post crisis period, European banks are less interested in syndicated …

This article investigates the short-term and long-term effects of bank market power on the availability of credit for … companies, and on firm investment. Our results suggest that an increase in bank market power reduces firms' credit availability …

The literature has shown that in the short- and medium-term bank mergers and acquisitions (M&As) may generate a … temporary reduction in firm credit. Using bank-firm matched data, this paper investigates the impact of M&As involving Italian … existing evidence. The drop is smaller for infra-group mergers, when the target is healthy or is the firm’s main bank, while is …