towards credit usage. The challenges and opportunities for the market players are examined using desktop reviews and their … new possibilities, challenges and opportunities to boost financial and credit usage in the market. Consumer perceptions on …

medium-sized enterprises (SMEs) in the People's Republic of China (PRC) and five Southeast Asian economies (Indonesia … finance since the global financial crisis, including sources of credit, lender types, and collateral types. First, SMEs …, when it comes to external finance, SMEs typically use informal non-bank credit sources more than banks. Third, there is a …