FinTech. It is argued that within banking this process of creative destruction will entail unprecedented challenges for … restructuring and innovation in banking. The book will appeal to top and middle managers of banks and financial institutions …

We estimate a dynamic structural banking model to examine the interaction between risk-weighted capital adequacy and …

effect varies across banking crises, market crises, and normal times that occurred in the U.S. over the past quarter century … all times (during banking crises, market crises, and normal times). Second, capital enhances the performance of medium and … large banks primarily during banking crises. Additional tests explore channels through which capital generates the …