-out guarantee. The reason is that the prospect of a bail-out induces the rotected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks' margins. In contrast, the effects on the protected bank's risk taking …

"Does too much competition in banking hurt society? What policies can best protect and stabilize banking without … competition and what should be done about it. Competition and Stability in Banking addresses the critical relationships between … competition, regulation, and stability, and the implications of coordinating banking regulations with competition policies. Xavier …

equity ratio, loan quality and bank size are the main determinants of bank bailout involvement. However, the aided banks … sufficient to restore bank health …