Business cycles imply liquidity risks for banks. This paper explores how these risks influence bank lending over the … cycle. With forward-looking banks, lending cycles, credit booms and busts, or suppressed and highly fragile bank systems can … unpleasant effects on bank lending. Imposing countercyclical capital adequacy ratio may amplify procyclicality or result in …

banks' lending behaviour. We find a negative impact of capital injections on their lending behaviour. This finding is …This paper empirically investigates the effects of capital injections into Japanese banks, which were based on the … of the Japanese commercial banks, we estimate dynamic panel models which investigate the effects of capital injections on …

between lending and capital in a sample of large banks operating in the European Union. Applying Blundell and Bond (1998) two … impact of capital ratio on lending in downturns. Private oversight seems to be related to thin capital buffers in expansions … perspective. Weak regulations and supervision seem to increase the pro-cyclical effect of capital on bank lending …

We present a capital regulation policy in a model in which banks can choose to be unregulated, by operating in the …

that the tightening of liquidity regulation caused banks to shrink their balance sheets, nor reduce the amount of lending … find that banks adjusted the composition of both assets and liabilities, increasing the share of high-quality liquid assets …

reduced lending supply or higher interest rates on loans. Overall, in response to tougher liquidity regulation, banks replaced … sheets. It takes advantage of the fact that not all banks were made subject to tighter liquidity regulation by the UK … Financial Services Authority (FSA) in 2010. Under this new regulation a subset of banks operating in the UK were required to …

and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by …When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by …When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

lending by private banks. Areas in Brazil with a high share of government banks experienced increases in lending, production …, and employment during the crisis compared to areas with a low share of these banks. We find no evidence that lending was …While the finance literature often equates government banks with political capture and capital misallocation, these …