deregulation process. We find that once the geographic deregulation process finishes, inter-regional mergers between savings banks … will be mergers between savings and commercial banks. -- branch deregulation ; mergers ; optimal behavior ; Spanish banking …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …

interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …

I show that the deregulation of bank branching in the United States lowered the sensitivity of small business growth to … local credit supply. In urban markets, within-state deregulation of branching resulted in an 80% decrease in the effect of … local deposit growth on the growth of establishments with 20-99 employees. Across-state deregulation had an effect of …

We analyze whether and how bank deregulation relates to the M&A centric consolidation of U.S. banking industry. Using … significant effect of deregulation on bank consolidation in overall and functionally diverse M&A terms. However, geographically … diverse M&A activity remains largely unaffected by bank deregulation. Importantly, these results are predominantly observed in …

We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … performance. Exploiting the cross-state, cross-time variation in the timing of branch deregulation, we find that deregulation … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative …