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Banking crises in transition countries : theory and empirical evidence : the case of Russia

Thießen, Ulrich - 2000

, daß die Förderung der Finanzintermediation Rußlands zwingend die Verbesserung der aufsichtsrechtlichen Regulierung und … identifizierten Kanäle des Beitrags der Finanzintermediation für das wirtschaftliche Wachstum, um so Ansatzpunkte zu finden, wie die … Finanzintermediation in Rußland eventuell gefördert werden kann. Diese Betrachtung ergibt jedoch kein neues Ergebnis, sondern lediglich …

Persistent link: https://www.econbiz.de/10011432619

Mandatory retention rules and bank risk

Cheng, Yuteng - 2023 - Last updated: August 9, 2023

This paper studies, theoretically and empirically, the unintended consequences of mandatory retention rules in securitization. The Dodd-Frank Act and the EU Securitisation Regulation both impose a 5% mandatory retention requirement to motivate screening and monitoring. I first propose a novel...

Persistent link: https://www.econbiz.de/10013482589

Financial market regulation in Germany under the special focus of capital requirements of financial institutions

Detzer, Daniel - 2014

This paper examines capital adequacy regulation in Germany. After a short overview about financial regulation in Germany in general, the paper focuses on the most important development in the area of capital adequacy regulation from the 1930s up to the financial crisis. Two main trends are...

Persistent link: https://www.econbiz.de/10010256881

Preventing banking crises - with private insurance?

Gersbach, Hans - In: CESifo economic studies : CESifo, a joint initiative of … 59 (2013) 4, pp. 609-627

In this article, we review the functioning of private insurance against banking crises and identify its potential. The essential idea is that banks are recapitalized by private investors when negative events would otherwise cause a write-down of capital—or even bank insolvency. There are two...

Persistent link: https://www.econbiz.de/10010339982

The dynamics of deposit insurance and the consumption trap

Gersbach, Hans; Wenzelburger, Jan - 2001

We investigate a banking system subject to repeated macroeconomic shocks and show that without deposit rate control, the banking system collapses with certainty. Any initial level of reserves will delay the collapse but not avoid it. Even without a banking collapse, the economy still converges...

Persistent link: https://www.econbiz.de/10011399268

A macroprudential framework for the early detection of banking problems in emerging economies

Loser, Claudio M.; Kiguel, Miguel A.; Mermelstein, David - 2010

This paper develops an analytical framework that can be used to anticipate problems in the banking system and enable supervisors to take mitigating actions at an early stage. This paper has two components. First, it develops an early warning indicator that is intended to capture a number of the...

Persistent link: https://www.econbiz.de/10011283443

Can regulations prevent financial crises? : uses of the past in the evolution of regulatory reforms in Sweden

Malmström Rognes, Åsa; Larsson, Mats - In: Journal of financial regulation and compliance 31 (2023) 4, pp. 469-482

Persistent link: https://www.econbiz.de/10014334462

Value-at-risk capital requirement regulation, risk taking and asset allocation : a mean–variance analysis

Kaplanski, Guy; Levy, Haim - In: The European journal of finance 21 (2015) 1/3, pp. 215-241

Persistent link: https://www.econbiz.de/10010519956

Banking with contingent contracts, macroeconomic risks, and banking crises

Gersbach, Hans - 2008

We examine banking competition when deposit or loan contracts contingent on macroeconomic shocks become feasible. We show that the risk allocation is efficient, provided that banks are not bailed out. In this case, banks may shift part of the risk to depositors. The private sector insures the...

Persistent link: https://www.econbiz.de/10003762172

Contingent contracts in banking : insurance or risk magnification?

Gersbach, Hans - 2018 - This version: November 2018

We examine whether the economy can be insured against banking crises with deposit and loan contracts contingent on macroeconomic shocks. We study banking competition and show that the private sector insures the banking system through such contracts, and banking crises are avoided, provided that...

Persistent link: https://www.econbiz.de/10011932411

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