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Macro to the rescue? : an analysis of macroprudential instruments to regulate housing credit
Falter, Alexander - 2019
of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio …
Persistent link: https://www.econbiz.de/10012034723
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Enhancing the financing of the real economy and financial stability in the United Kingdom
Havrylchyk, Olena; Kierzenkowski, Rafał - 2015
The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting both weak demand and tighter supply. New prudential requirements have improved the resilience of the banking sector and a number of measures were taken to support credit supply....
Persistent link: https://www.econbiz.de/10011399564
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Federal Home Loan Bank Advances and Bank Risk
Davidson, Travis - 2014
The Federal Home Loan Bank system (FHLB) has evolved into a major source of liquidity for the banking system with the demonstrated ability to borrow over a trillion dollars in world financial markets based on an implied U. S. Treasury guarantee. The FHLB loans the borrowed funds to commercial...
Persistent link: https://www.econbiz.de/10013050220
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Regulating zombie mortgages
Lee, Jonathan; Nguyen, Duc Duy; Nguyen, Huyen - Leibniz-Institut für Wirtschaftsforschung Halle - 2024
in the foreclosure process affects mortgage lending decisions and standards. Difference-in-differences estimations using … a state border design show that ZL incentivizes lenders to screen mortgage applications more carefully: they deny more …
Persistent link: https://www.econbiz.de/10014546270
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Bank Failures, Capital Buffers, and Exposure to the Housing Market Bubble
Kara, Gazi - 2020
before the financial crisis of 2007--2009 have higher mortgage delinquency and charge-off rates and significantly higher … that banks managed this risk by building stronger capital buffers. The bank level mortgage risk measures we develop could …
Persistent link: https://www.econbiz.de/10012827818
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Mortgage regulation and financial vulnerability at the household level
Aastveit, Knut Are; Juelsrud, Ragnar Enger; Wold, Ella Getz - 2020
We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse … information from official tax records, we identify causal effects of mortgage loan-to-value (LTV) limits. Our results show that …
Persistent link: https://www.econbiz.de/10012262509
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Toxic asset subsidies and the early redemption of talf loans
Wilson, Linus - In: International Journal of Financial Studies : open … 10 (2022) 2, pp. 1-20
predict the early redemption of Term Asset-Backed Securities Loan Facility (TALF) loans used to purchase commercial mortgage …
Persistent link: https://www.econbiz.de/10013252762
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Real estate and the financial crisis : how turmoil in the capital markets is restructuring real estate finance
Downs, Anthony - 2009
Persistent link: https://www.econbiz.de/10003822863
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A broader set of tools needed to prevent financial crises
Topi, Jukka - In: Bank of Finland bulletin (2015) 2, pp. 78-81
Persistent link: https://www.econbiz.de/10012040834
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Taming housing and financial market instability : the effect of heterogeneous banking regulations
Braun, Julia - In: Journal of real estate research : JRER ; a publication … 45 (2023) 4, pp. 511-544
Persistent link: https://www.econbiz.de/10014580379