This paper empirically examines how banks' dividend policy, the institutional environment, and banking regulation … banks' profitability, whereas higher levels of the institutional environment or stricter banking regulation reduces banks …' profitability. The negative effect of the institutional environment and banking regulation was of lower magnitude during the global …

This paper provides an overview of the dramatic changes in the UK banking sector over the 1989–2013 period, seen … Historical Banking Regulatory Database (HBRD), covers financial statement and confidential regulatory information for all … a more comprehensive picture of the UK banking sector as well as a more refined view of subsectors, such as small banks …

The financial crisis of 2008 highlighted the debilitating effect that a disruption in the banking sector can have on … the macro-economy. Not surprisingly, therefore, preserving banking sector stability has occupied center stage in … increased deregulation of the banking sector over the last two decades. In this context, an important question arises: does …

strongest in environments where the structure of banking markets change the most, the effects are mainly due to intra …-state deregulation and in states that had unit banking laws. We do not find any placebo effects as evidenced by deregulation having no …

economics of bank liquidity creation, both in the traditional relationship banking context and in the shadow banking context …. The related prudential regulation issues – pertaining mainly to capital requirements and liquidity requirements – are also …

premature to conclude that 'Too Big to Fail" has been solved, but macro-prudential regulation is now much more effective and …

benefits. Contrary to claims in the literature that “equity is expensive” and that regulation requiring more equity in the … funding mix entails costs to society, such regulation actually helps create useful commitment for banks to avoid the … inefficiently high borrowing that comes under laissez-faire. Effective regulation is beneficial even without considering systemic …