buffers on the profitability and risk behavior of Indonesian commercial banks from 2010 to 2020. The findings reveal that …-taking and prudent risk management to achieve optimal profitability. It underscores the need for banks to prioritize robust risk … on equity. The study emphasizes the importance of managing risk effectively, striking a delicate balance between risk …

geographic complexity can engender explicit trade-offs between the agency problems that increase risk and the diversification … organizations fail, the effect of complexity on BHCs' broader risk profiles is less well understood. Business, organizational, and …, liquidity management, and synergy improvements that reduce risk. The outcomes of such trade-offs may depend on bank governance …

. This paper investigates whether diversification influences banks' investment (credit) policy and profitability. Diversified …U.S. banks have increasingly diversified into activities traditionally considered as non-core for the banking sector … banks appear to benefit from “coinsurance,” supply more credit, and seem more profitable. However, diversification does not …

How do changes in banking regulation affect the syndicated loan market? Because branch networks and loan syndication … both facilitate banks' ability to diversify geographical credit risk, we focus on the Riegle-Neal Interstate Branching and … Banking Efficiency Act of 1994. We investigate its staggered state-wise implementation in a triple-difference identification …

Interstate diversification of American banks was initially constrained by severe regulation. However over the years … decade we have witnessed an increasing trend in geographic diversification of American banks. In relation to this fact, the … question of whether interstate geographic diversification has a statistically significant effect on banks' cost of equity …

We check if the level of capital buffers influences the quality of bank diversification strategies. We use consolidated … diversification exerted non-monotonic impacts on bank robustness during and after the GFC. Capital buffers preserved the robustness of … less diversified BHCs in times of crisis. Well-capitalized BHCs adopted less prudent diversification strategies amid the …

The paper assesses the main factors underlying the decreasing profitability in the European banking sector, in … the absence of a deep and liquid capital market. A stronger European banking system requires true pan-European banks and a …

We investigate the risk taking incentives of "stressed banks" - the banks that are subject to annual regulatory stress … through regulatory monitoring, but also provide them with steeper risk-taking incentives through tighter capital requirements …

banks' profitability, whereas higher levels of the institutional environment or stricter banking regulation reduces banks …' profitability. The negative effect of the institutional environment and banking regulation was of lower magnitude during the global …This paper empirically examines how banks' dividend policy, the institutional environment, and banking regulation …