for competition in the consolidated banking sector. The financial crisis of 2008 brought with it the need to proceed with … the sub-region, whereas bank exposures may be affecting bank profits. …

deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it …