The determinants of default risk of banks in emerging economies have so far received inadequate attention in the literature. This paper seeks to study the determinants of bank asset quality and profitability using panel data techniques and robust data sets for the period between 1997 and 2009....

The Euro zone debt crisis has indeed jeopardized the recovery plans put in place post global crisis by regulators, policy makers and the sovereigns. Though, the crisis is epicentered in the Eurozone, the knock-on effects of the crisis are felt all across the globe. The emerging and developing...

This paper attempts to propose some salient banking reforms 3.0 for India and analyses the policies, approaches, and challenges for Indian banking in alignment with clamor for economic reforms 2.0 for India. I start with a brief history of banking regulation in India and then move on to outline...

PurposeThis study assesses the topography of financial regulation, supervisory styles, and performance of banking systems across the world.Design/methodology/approachI gain insights by comparing regulatory and supervisory practices and their impact on banking system performance before and after...

In this study, using the World Bank's Bank Regulation and Supervision Survey (BRSS) data, we draw insights about the bank regulatory/supervisory styles, illustrate the differences in regulation/supervision among crisis, non-crisis and BRICS countries, and highlight the ways in which bank...

This study models the impact of new capital regulations proposed under Basel III on bank profitability by constructing a stylized representative bank's financial statements. We show that the higher cost associated with a one-percentage increase in the capital ratio can be recovered by increasing...