makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better …

This article examines the regulatory challenges raised by recent, overlooked changes in insurance markets that have led … to a functional convergence between insurance and the broader financial sector.The law literature on financial regulation … context of insurance, and does so by applying an analytical framework that distinguishes between two “boundary problems” that …

We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … requirements can lead to more entry into banking, essentially by reducing the competitive strength of lower quality banks. We also ….g. one country that opens up its banking system for competitors but not vice versa. …

deposit insurance, moral hazard, and asymmetric information; it also has implications for the regulation of payout policies …

for yield" to exploit the option value of implicit and explicit deposit insurance. In the latter case, market discipline …

insurance may induce excessive risk taking. The zero lower bound on deposit rates (ZLB) distorts bank competition and boosts …