This paper studies regulatory competition in the banking sector in a model where banks are heterogeneous and taxpayers … strictly regulated country. In this model, regulatory competition in capital standards may lead to a `race to the top' for two … governments are heavily concerned about the tax revenue losses arising from bank failures, strict capital requirements are imposed …

"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank …, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings … the Caribbean Region--is part of a larger effort in the region to analyze the effects of bank capital regulation …

The authors analyze how data in public credit registries can be used both to strengthen bank supervision and to improve … calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II …

—firms’ increased access to bank credit and banks’ strengthened monitoring of firms. Our study sheds light on how the …