banks to open or closedown ATMs, which we leave for future research. -- Banking competition ; ATM fees ; bank regulation …

of products, and for switching from and to the intervened bank. However, we show heterogeneity in consumer responses to … the government, consumers with no or little trust are more likely to switch away from a bank after a nationalisation …, relative to customers of the control bank. This holds for switching with the savings and current account. This highlights that …

the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent … long-term. In this respect, bank penalties resemble still waters that run deep. In contrast, a settlement with regulatory …