While the recent global financial crisis has affected many developed countries, it has had less impact in Africa. Nevertheless, the lessons learned from this crisis are relevant for African countries, especially because banking groups with a head office in Africa have grown rapidly and these...

The excessive cost of financial intermediation in the Sub-Saharan African banking sectors motivates the investigation of whether competition, regulation and stability matter for efficiency in the banking system. Data from 440 commercial banks for the periods 2006–2015 were collected and...