arbitrage. Mortgage banking subsidiaries of Bank Holding Companies (BHCs) became increasingly active players in the mortgage … origination market over the past decade. At the time, the Federal Reserve Bank (FRB) had supervisory power over this group of …

) 2019/878 (CRD V) in respect to several aspects, including the supervision of financial holding companies and mixed … financial holding companies. The new rules apply from 1 January 2021. In accordance with the considerations set out in the CRD V … supervisory powers over certain financial holding companies and mixed financial holding companies in order to ensure that such …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

illiquidity disadvantages of holding risky assets. We then empirically estimate the effect of two liquidity regulations on bank … decrease a bank's incentive to take risk with its remaining ineligible assets. A greater capacity to respond to liquidity … stress increases the potential profits a bank would put at stake by making risky investments, but it also mitigates the …

This paper examines the impact of charter type, holding company structure, and measures of bank fragility on the … likelihood of a bank bailout or failure during the late 2000s financial crisis. The empirical results indicate that established … brokered deposits, and held a relatively large portfolio of real estate loans. In addition, bank failure was more likely for …

large commercial banks of the USA. The study applies a two-step system GMM technique to obtain the speed of adjustment. The …, policymakers, and bank managers for better decision making. …