degree of centralisation. Whereas no such bank exists in the UK any longer and real savings banks in Spain have almost …. Short operational and (especially) functional distance and embeddedness in supportive regional bank associations. Short … regional level and reduce the need for standardisation, centralisation and bank mergers in times when interest rates are low. …

Germany's bank-based financial system provides a high level of financial inclusion, measured by bank outreach and use … implementing the right to a basic bank account with an overdraft facility and protection against attachment, establishing public …

problem of asymmetric information, particular in SME lending. Moreover, connections to other socio-political aspects must be … regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … Problem asymmetrischer Informationen besser überwinden, insbesondere bei der Kreditvergabe an KMU. Darüber hinaus sind weitere …

The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting … to improve access to finance united under the roof of the British Business Bank. Further structural reforms are needed to … improve competition in the SME credit market and to boost credit provision to SMEs in the medium term. Sustainable financing …

decreased after foreign bank entry. Moreover, while the reduction in interest rates of domestic banks is more pronounced in the …

bank regulatory capital ratios and capital injections on bank loans and firm's investments vary across firms, depending on … with a bank's capital ratio or capital injection is positive and significant, implying that the effect of capital … injections on bank loans and investments is larger for high-productive firms than it is for low-productive firms. Counterfactual …

Beginning June 2015, several U.S. Bank Holding Companies (BHCs) have been newly classified as small banks by regulators …

This study examines the effectiveness of bank recapitalization policies in Japan. Based on a careful reading of the … injection plan in Japan: 1) to increase the bank capital ratios 2) to increase lending, in particular to small and medium …. Using a panel of individual bank data, we empirically estimate the effectiveness of the Japanese government policy of public …

This study examines the effectiveness of bank recapitalization policies in Japan. Based on a reading of the "business … Japan: (1) to increase the bank capital ratios; (2) to increase write-offs of non-performing loans; (3) to increase lending … a panel of individual bank data, we empirically estimate the effectiveness of the Japanese government policy of public …