This paper addresses the topic regarding the desirability of competition in banking industry. In a model where banks … investigate three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks …' stability? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

This paper addresses the desirability of competition in banking industry. In a model where banks compete on both … three questions: what are the effects of competition on banks' monitoring incentives? Does competition hurt banks' stability …? What can be devices to correct potential negative effects of competition vis à vis financial stability? We find that …

(IBBEA) to examine how increases in competition affect incumbents' voluntary disclosure choices. States implemented the IBBEA … over several years and to varying degrees, allowing us to identify the effect of increased competition on the voluntary … disclosure decisions of both public and private banks. We find that increases in competition are associated with an increase in …

This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …

. Specifically, we study the relaxation of bank branching restrictions in Spain which triggered off a remarkable inter … bank inter-regional branch deregulation have any positive effect, the most benefited provinces would be the least developed …

triggered by the new bank recapitalization policy occur in the industry. The study finds that the HHI indices provide evidence … by the new bank recapitalization policy will not upset the existing market concentration. However, consolidation of five … the only way the banks will meet the new bank recapitalization requirement …

in the New Zealand banking market. We find seven categories of switching costs are perceived to exist by bank customers … banks despite a desire to do so. We then consider possible regulatory responses to bank switching costs and recommend three … actions for regulators. The recommendations include regulators acknowledging the existence of bank switching costs and …

-2013. The bank disclosure provides tools to help depositors to exert there governance onto banks manager to align managers …

similar effect can be observed for other eurozone banks after the introduction of the European bank recovery and resolution …

Using a large panel of US bank holding companies from 2001 to 2015, this study investigate how depositors respond to … the bank's discretionary behaviors. We document evidence of a higher deposit rates for banks that engage more in earnings … management, suggesting the evidence of market discipline. Depositors seem to monitor bank's discretionary behaviors at a lesser …