—firms’ increased access to bank credit and banks’ strengthened monitoring of firms. Our study sheds light on how the …

foster additional non-bank sources of finance, mobilize private savings more efficiently and enhance capital market … finances. In a CMU sovereign risks have to be treated adequately in bank regulation. Third, it should be assessed in advance … which sources of non-bank finance will be demanded by companies and will become systemic. We recommend an integrated …

This paper examines the linkage between financial reporting and bank capital regulation. Some recent studies focus on … significantly to the deterioration of bank capital adequacy. And its effects were much larger than those of the provision for loan … impact and establish an important stabilizer for bank capital regulation if the associated asymmetric risks can be contained …

We exploit variation in commercial bank capital ratios across states to identify the impact of commercial bank balance … indicate a lack of substitutes for bank funding both in the short and long run. This lack of substitutes implies a notable … highlight the potential effects that bank balance sheet pressures, for example, from tightening capital adequacy standards, such …

geographic distribution of bank lending, matched lender-borrower financial statements, and borrower defaults, we find that the …

We exploit variation in commercial bank capital ratios across states to identify the impact of higher capital ratios on …

. The authors argue that a key factor contributing to this difference is the growing opacity and complexity of bank … challenges posed by the holding company organization of banks, in which two boards of directors—the bank's own board and the … board of the holding company that owns the bank—monitor the bank. This paradigm results in significant confusion about the …