suggest insurance may not always have the intended effect of reducing firm risk because of unintended consequences or misuse …The use of bank-owned life insurance (BOLI) has more than tripled since 2001 and has caught the attention of the Office … of the Comptroller of the Currency. We find increases in BOLI lead to higher levels of liquidity risk, credit risk, and …

importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …

between these two approaches has enriched our understanding of systemic financial risk. After presenting a brief summary of … key terminology, we review models for leverage and endogenous risk dynamics. We then review the network aspects of … systemic risk, including models for the three main channels of contagion: counterparty loss, overlapping portfolios and funding …

We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and … insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from … diversification within large banks and financial conglomerates. We discuss the limited value of the normal distribution based …

disclosure is conducive to bank stability. We find that bank deposits are sensitive to perceived bank performance. While banks … with strong fundamentals benefit from more precise disclosure, an opposing effect is present for solvent banks with weaker …

We investigate the risk effects of bank acquisitions of insurance companies and securities firms between 1991 and 2012 … combinations with insurance companies. Bank size is an important and consistent determinant of risk whereas diversification is not … using a newly constructed dataset of M&A deals. We examine risk changes before and after deal announcements by decomposing …

reason, this study attempts to analyze the management of risk in Indonesian banks, relying particularly from the commonly …Banks' fundamental concept relies on public trust. Since banks are also called the fiduciary financial institutions …, public trust plays as an important role in the banking industry. This is mainly due to the fact that banks do not actually …

small and/or low risk institutions, while negative ones are consistent across subsets; except for investment banks. We also …We contribute to the current regulatory debate by examining the wealth and risk effects of the Dodd-Frank Act on U … find market risk increases for most financial institutions that are dominated by small and/or low risk firms. The cross …

keyword distribution. In addition, a map of the evolution of the approach to ESG risk in banking was constructed on the basis … of the literature review. The study identified 11 clusters of banking risk influenced by ESG risk and 10 clusters of … banking risk affected by climate-related risk. …

We apply sentiment analysis to Twitter messages in Spanish to build a sentiment risk index for the financial sector in … that this novel index captures the impact of sources of financial stress not explicitly encompassed in quantitative risk … Twitter sentiment index correlates positively with an increase in financial market risk, stock market volatility, sovereign …