In the context of developing FinTech innovation, a commercial bank's use of FinTech innovation can improve its risk … management capability, thereby reducing its risk-taking. This paper explores the impact and mechanism of a bank's FinTech …-level index based on web crawler technology and obtain the annual numbers of news items about a bank's FinTech innovation from …

liability sides of a bank’s balance sheet. Fire sales of nonperforming loans are justified to address risk-taking failures and … long-term economic growth. Therefore, the central bank offers a liquidity guarantee when all market lenders back out so the … lending bank can hold nonperforming loans to negotiate fair value sales. However, the capital buffer has to service financing …

empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation … monetary union performs better than the others in terms of bank solidness. These results indicate that suitable fintech …There is a momentous debate on the role played by financial technology (fintech) innovation in the fragility of the …

subprime borrowers carry negative NPVs. The dispersion of bank risk generated by this sorting is magnified in more unequal …

This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk … the mature applications of Fintech, we found that the development of Fintech will have a greater impact on small and …

This paper examines the impact of derivatives on bank risk and profitability, with a sample of 25 banks from developed … markets during the period 2015 to 2019. The main findings suggest that banks’ use of financial derivatives has decreased bank … to the use of derivatives, to reduce or hedge the risks involved in the bank’s operations. This study also shows that the …

Bank capital requirements are based on a mix of market values and book values. We investigate the effects of a policy … banking organizations. Our analysis is based on security-level data on individual bank portfolios matched to bond …