We examine the effects of competition on bank risk. We find strong evidence that interstate banking deregulation … suggest that in contrast to previous studies that focus on large banks, the impact of interstate banking deregulation on bank … — which generally increases bank competition — is associated with lower bank risk and some evidence intrastate branching …

This paper examines the relation between bank branch deregulation and corporate borrowers' stock price crash risk … that the negative relation between bank branch deregulation and stock price crash risk is more pronounced among firms that … removing restrictions on bank branch expansion, bank deregulation also helps protect shareholders' wealth …