This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

shareholder engagement. However, this shareholder engagement strategy only makes sense if the risk appetite of bank shareholders … applied to banks, this view is mistaken. Banks do not internalize the costs of failure, hence the risk appetite of bank … conventional model of governance. I therefore propose a modification to that model: a regime of double bank shareholder liability …

empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation …. Moreover, the results highlight also that the macroeconomic environment is important in explaining bank fragility and suggested … monetary union performs better than the others in terms of bank solidness. These results indicate that suitable fintech …

We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with …

evidence of bank using CDS to exploit private information …

loan syndicates, I shed light on the impact of a bank's LBO loan exposure on its systemic risk. By using 3,538 observations … are the bank's interconnectedness to other LBO financing banks and its size. Lending experience with a specific PE sponsor …, experience with leading LBO syndicates or a bank's credit rating, however, lead to a lower impact of the LBO loan exposure on …

these GSEs as mortgage market conditions deteriorated in 2007 and 2008. The analysis focuses on a key element of OFHEO …

for Fannie Mae and Freddie Mac. We study a key component of OFHEOs model - 30-year fixed-rate mortgage performance - and … in a significant underprediction of mortgage credit losses and associated capital needs at Fannie Mae and Freddie Mac …