This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

In the context of developing FinTech innovation, a commercial bank's use of FinTech innovation can improve its risk … management capability, thereby reducing its risk-taking. This paper explores the impact and mechanism of a bank's FinTech … innovation on its risk-taking using panel data of 65 commercial banks between 2008 and 2020. We innovatively construct a bank …

country status, i.e. Croatia (planned to accede to the EU on 1 July 2013), Iceland, the former Yugoslav Republic of Macedonia … identifies current challenges for the bank-based financial sectors as mainly stemming from: (i) high or rising domestic credit …