Showing 1 - 10 of 4,564
instant-access deposits. Exploiting variation in information acquisition for different brands of the same bank, we show that … complementarities. Our results point to a previously undocumented source of self-fulfilling bank fragility …
Persistent link: https://www.econbiz.de/10012830725
German savers are renowned for preferring safe, long-term investments, thus providing patient capital, with bank … heterogeneity depending on banks' governance structures. The announcement of a state guarantee for bank deposits following the …
Persistent link: https://www.econbiz.de/10011285397
German savers are renowned for preferring safe, long-term investments, thus providing patient capital, with bank … high degree of heterogeneity depending on banks' governance structures. The announcement of a state guarantee for bank …
Persistent link: https://www.econbiz.de/10010497603
German savers are renowned for preferring safe, long-term investments, thus providing patient capital, with bank … heterogeneity depending on banks' governance structures. The announcement of a state guarantee for bank deposits following the …
Persistent link: https://www.econbiz.de/10012988693
Better customer service provisions by banks - such as more branches and ATMs, longer business hours, and more personalized services - help attract more core deposits and increase funding stickiness by raising depositors' switching costs and enhancing their loyalty. Funding stickiness from...
Persistent link: https://www.econbiz.de/10011413245
We show that maturity transformation does not expose banks to interest rate risk---it hedges it. The reason is the deposit franchise, which allows banks to pay deposit rates that are low and insensitive to market interest rates. Hedging the deposit franchise requires banks to earn income that is...
Persistent link: https://www.econbiz.de/10012854509
In this paper we relate a bank's choice between retail and wholesale liabilities to real economic uncertainty and the … resulting volatility of bank loan volumes. We argue that since the volume of retail deposits is slow and costly to adjust to … shocks in the volume of bank assets, banks facing more intense uncertainty and more volatile loan demand tend to employ more …
Persistent link: https://www.econbiz.de/10012988762
In this paper we relate a bank’s choice between retail and wholesale liabilities to real economic uncertainty and the … resulting volatility of bank loan volumes. We argue that since the volume of retail deposits is slow and costly to adjust to … shocks in the volume of bank assets, banks facing more intense uncertainty and more volatile loan demand tend to employ more …
Persistent link: https://www.econbiz.de/10010192750
market risk for bank equities in the case of an emerging market setting, Turkey. The analysis reveals that maturity … composition of a bank's loans, the share of trading income in a bank's overall revenue stream and its foreign-ownership structure … by investors as safer companies to invest in while increases in trading income as a source of bank's overall revenue …
Persistent link: https://www.econbiz.de/10013076585
In this study we disentangle two dimensions of banks' systemic risk: the level of bank tail risk and the linkage … between a bank's tail risk and severe shocks in the financial system. We employ a measure of the systemic risk of financial … bank characteristics are related to bank tail risk and systemic linkage. The interrelationship between bank characteristics …
Persistent link: https://www.econbiz.de/10013045729