Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … recent financial crisis suggests that aggressive diversification strategies may have resulted in increased risk taking and … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and …

We develop a new identification strategy to evaluate the impact of the geographic expansion of bank holding company … (BHC) assets across U.S. metropolitan statistical areas (MSAs) on BHC risk. We find that the geographic expansion of bank ….e., MSAs with different industrial structures and business cycles. We do not find that geographic diversification improves loan …

diversification index to account for complexity, we find robust evidence consistent with mispricing among the most diversified large …

a tax onshadow bank profits …

investigated whether the diversification of banks' asset items has a financial impact on the risk level. In this context, panel … Sector for the period 2008-2017, and the relationship between banks' asset diversification and riskiness was investigated …

risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

This Paper investigates the effects of competition on credit risk, overall bank risk and revenue diversification for … Vietnam). We also examine the effects of financial crisis years for selected sample. We use three proxies of bank stability to … fluctuation in the level of non-performing loan risk, ASEAN banks engaged in more revenue diversification activities to offset the …