Showing 1 - 10 of 4,433
This study investigates the implications of cross-country differences in banking regulation and supervision for the … subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC … role in these location choices and risk outcomes. Overall, our study suggests that U.S. banking organizations engage in …
Persistent link: https://www.econbiz.de/10011623274
The author develops a dynamic model of banking competition to determine which capital instrument is most effective in …
Persistent link: https://www.econbiz.de/10003463658
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011554963
-parametric techniques to estimate efficiency frontiers. Both approaches show that the Indian banking industry, after an initial adjustment …
Persistent link: https://www.econbiz.de/10013155302
This paper empirically examines how banks' dividend policy, the institutional environment, and banking regulation … banks' profitability, whereas higher levels of the institutional environment or stricter banking regulation reduces banks …' profitability. The negative effect of the institutional environment and banking regulation was of lower magnitude during the global …
Persistent link: https://www.econbiz.de/10012839032
Regulation is often funded with fees paid by regulated firms, potentially creating incentive problems. We use this … that pay higher fees may face more lenient regulation, when leniency increases regulatory budgets in the short term. Our … novel dataset on fees and regulatory actions, we find that firms that pay higher fees face more lenient regulation, which …
Persistent link: https://www.econbiz.de/10012937664
system of capital regulation that addresses these needs by making changes to all three pillars of bank regulation: only …
Persistent link: https://www.econbiz.de/10013045939
What has been the impact of the Comprehensive Assessment (CA) carried out by the ECB on banks' resilience? Implementing a difference-indifference approach, we analyse a non-risk based measure defined as the ratio of Tier 1 capital over total assets of European banks' balance sheets during the...
Persistent link: https://www.econbiz.de/10013186793
higher adjustment costs, due to the weaker governance and stricter regulation, the adjustment is significantly slower. Banks … monitoring and have more competitive banking systems. Identifying the drivers of banks' adjustment speed towards target capital … ratios contributes to our understanding of which settings influence (i) the pro-cyclicality of capital regulation and (ii …
Persistent link: https://www.econbiz.de/10013038131
To calculate regulatory capital ratios, banks have to apply adjustments to book equity. These adjustments vary with a bank's solvency position: Low solvency banks report values of Tier 1 regulatory capital that exceed book equity. These banks benefit from regulatory adjustments to inflate...
Persistent link: https://www.econbiz.de/10013063353