investigates the impact of these two significant changes on the profitability of the Hungarian banking sector between 2003 and 2019 … using dynamic panel model estimates. The supervisory change has reduced the profitability of credit institutions and tighter … disappearance of savings co-operatives by 2019. Competition in the market has been weakened, which has increased the profitability …

buffers on the profitability and risk behavior of Indonesian commercial banks from 2010 to 2020. The findings reveal that …-taking and prudent risk management to achieve optimal profitability. It underscores the need for banks to prioritize robust risk … management practices and proper capitalization to avoid pursuing profitability at the expense of these critical factors. The …