Theoretically, bank's loan monitoring activity hinges critically on its capitalisation. To proxy for monitoring … governance of the firm. Exploiting granular bank-firm relationships observed in the syndicated loan market, we document … tightening of credit terms when firms experience shocks. …

increases with the lead bank's incentives and the value of information and is negatively associated with loan spreads and … financial condition and credit line drawdowns. Finally, monitoring is positively related to future covenant violations and loan …

credit managers in bank credit activities, through three possible situations of supervision. The results indicate that … only depending on the costly external supervisor. Finally, the implications of findings are discussed. -- bank credit … induces serious internal collusive corruption. This article analyzes the collusive corruption between credit supervisors and …

Using a sample from 38 economies, we examine the relation between bank regulators’ supervisory power and loan spreads … association is more pronounced when firms have lower credit quality, when the relationships between firms and banks are less … supervisory power of bank regulators affects loan contracting by mitigating lenders’ excessive risk taking …