Much regulatory effort has been devoted to improving mortgage lending, the principal source of housing finance. To date … efficiency. In contrast, and while there is some overlap, this article focuses on a more “macroprudential” regulation of mortgage … of mortgage lending would have two goals: an ex ante goal of preventing systemic shocks in housing finance and the …

We analyze the effect of a U.S. subprime mortgage regulation on the availability of mortgagecredit. Due to all subprime … mortgage originators being affected by the regulation studied,there is no natural control group. We use a pro t maximization … exiting the subprime mortgage market in over 200 counties, although we cannotrule out economically signi cant impacts on some …

Starting from the mid-2000s, Poland experienced a period of rapid growth in mortgage lending, with banks offering … contributed to better risk management by banks and to the reduction of FX mortgage lending …

This paper presents estimates of the effect of the share of mortgage lending by individual banks on two measures of … financial stability — the bank Z-score and the nonperforming loan ratio. The sample covers 212 banks in 19 emerging Asian … economies for 2007-2013 from the Bankscope database. The findings suggest that mortgage lending is positive for financial …