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In der Frage der Bankenregulierung wird derzeit über das richtige Konzept diskutiert. Soll der mit Basel II verfolgte Ansatz der am Risiko der jeweiligen Bank orientierten Eigenkapitalunterlegung ausgebaut oder eine nicht-risikoorientierte Kennziffer wie die Leverage Ratio (bilanzielles...
Persistent link: https://www.econbiz.de/10011693538
Im Juli dieses Jahres stellte die Europäische Kommission die Pläne zu einem Einheitlichen Abwicklungsmechanismus (Singe Resolution Mechanism, SRM) als dritte Säule der Bankenunion vor. Hartmut Koschyk, Bundesministerium der Finanzen, schlägt vor, anstelle eines zentralen europäischen...
Persistent link: https://www.econbiz.de/10011693542
Persistent link: https://www.econbiz.de/10013138295
This article will examine in a more systematic way the effectiveness of deposit insurance coverage in maintaining banking stability. More specifically, I argue that raising deposit insurance coverage in an attempt to eradicate bank runs is not necessarily the optimal policy because bank runs,...
Persistent link: https://www.econbiz.de/10013083120
“Has anyone bothered to study the cumulative effect of all these things?” the chief executive officer of JPMorgan Chase reasonably inquired of the chairman of the Federal Reserve Board at a bankers gathering in Atlanta last June. The CEO, Jamie Dimon, was referring to the combination of...
Persistent link: https://www.econbiz.de/10013084188
-going financial disintegration and to break the vicious circle that ties up banks and governments in a death grip (liquidity ring …, leaving a significant funding gap for Southern European banks. To break this circle and re-establish a healthy flow of funds … healthy flow of funds among banks. These measures can be split in two complementary interventions: a monetary policy …
Persistent link: https://www.econbiz.de/10013090450
This paper presents an overview of the Japanese system to deal with the distress of banks, providing a classification …
Persistent link: https://www.econbiz.de/10012960405
the subsequent state transition caused significant uncertainty and hysteresis amongst banks by revealing a critical …
Persistent link: https://www.econbiz.de/10012977135
Articles 37(10) and 56-58 of Directive 2014/59/EU of the European Parliament and of the Council, of 15 May 2014, “establishing a framework for the recovery and resolution of credit institutions and investment firms (...)” (hereinafter the ‘BRRD') govern the provision of ‘extraordinary...
Persistent link: https://www.econbiz.de/10012978464
I examine the link between funding composition and the hundreds of failures of US commercial banks that followed the … that were unrelated to policy fundamentals, or by funding freezes that were idiosyncratic to failed banks but unrelated to … the spread in funding costs between failed and nonfailed banks ,at the time that failure rates peaked, can be explained …
Persistent link: https://www.econbiz.de/10012849265