their banks and impose rate premiums based on each bank's indigenous risk. With these reforms, some very costly …. -- Reforming FDIC insurance ; moral hazard ; market discipline ; bank risk pricing ; cost of funds to banks …

disappears, consistent with the attractiveness of higher returns being offset by increased doubts about bank solvency. The …

deposits are a primary driver backing the same asymmetric relation between domestic bank deposits and the stock market, and are …

The purpose of this research is to examine the influence of bank life cycle or bank maturity on income diversification … (ID) and stability. In addition, this research investigates the ID relationship with bank stability. Drawing on the ….e. bank life cycle or bank maturity on income diversification (ID) and stability consequence. Data were collected from the …

This paper examines common regulation as cause of interbank contagion. Studies based on the correlation of bank assets … that banks have a common regulator. In our model, the failure of one bank can undermine the public's confidence in the … forbearance to the initially failing bank in the hope that it - and hence other vulnerable banks - survives. By contrast, public …

bank's financial condition deteriorates, depositors have an incentive to withdraw their funds, and corporations will find … over the last two decades to a deterioration in the performance of their bank. We find that during recessions, in … to borrower-, bank-, and credit-line-specific controls as well as bank-fixed effects, show that banks' provision of …

-2009 financial crisis. We show that the propensity of households to withdraw deposits increases with the severity of bank distress …. Withdrawal risk is, however, substantially mitigated by strong bank-client relationships. Considering the most distressed bank in … our sample, 23 percent of its clients shifted deposits away from the bank during the crisis. Our estimates suggest that …