Showing 1 - 10 of 6,696
The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous … for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the … regionally focussed credit institutions. So it seems that the process of re-intermediation and re-directing banking business back …
Persistent link: https://www.econbiz.de/10012153544
financial development, economic growth, financial stability, bank performance, liquidity creation, and lending cyclicality … correlation between state-ownership of banks and economic growth (if anything, the relationship is positive but rarely … statistically significant). Looking at financial instability, the paper finds that banking crises predict increases in state …
Persistent link: https://www.econbiz.de/10012590347
credit bureaus, redirecting banking regulation toward the protection of borrowers in long-term credit relationships, and …
Persistent link: https://www.econbiz.de/10010532087
This paper examines the impacts of banking market structure and regulation on economic growth using new data on banking … and policy on growth. Even after controlling for differences in the prevalence of branch banking, deposit insurance, and … market concentration and manufacturing industry-level growth rates for U.S. states during 1899-1929 — a period when the …
Persistent link: https://www.econbiz.de/10013115288
Banks' liquidity holdings are comfortably above legal or prudential requirements in most Central American countries. While good for financial stability, high systemic liquidity may nonetheless hinder monetary policy transmission and financial markets development. Using a panel of about 100...
Persistent link: https://www.econbiz.de/10013085995
Banks' liquidity holdings are comfortably above legal or prudential requirements in most Central American countries. While good for financial stability, high liquidity may nonetheless hinder financial market development and monetary policy transmission. Using a panel of 96 commercial banks from...
Persistent link: https://www.econbiz.de/10013001361
Using administrative account level data, we study the largest financial inclusion program in India that led to 255 million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains quite infrequent, it gradually converges to that of...
Persistent link: https://www.econbiz.de/10012964578
developing countries. This paper examines the impact of banking sector liberalization on long-term economic growth in Pakistan by … relationship between banking sector development and economic growth in the country. The sensitivity analysis also shows that the …, our findings support the core idea that banking sector development stimulates long term economic growth in a country …
Persistent link: https://www.econbiz.de/10012896518
The purpose of this paper is to investigate whether bank capital strength and external auditing requirements influenced international stock market stability during the 2007/2008 global financial crisis. Bank mandatory regulation data are obtained from the World Bank database, while stock market...
Persistent link: https://www.econbiz.de/10012826695
In this study, using the World Bank's Bank Regulation and Supervision Survey (BRSS) data, we draw insights about the bank regulatory/supervisory styles, illustrate the differences in regulation/supervision among crisis, non-crisis and BRICS countries, and highlight the ways in which bank...
Persistent link: https://www.econbiz.de/10013048004