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services has increased. Both banks and microfinance institutions have contributed to higher intensity. A recent study shows …
Persistent link: https://www.econbiz.de/10011576821
This study examines the determinants of capital adequacy and voluntary capital buffers among microfinance institutions … panel data of 439 MFIs in Ghana covering the period 2015-2018, the study found that credit risk, income diversification … that drive voluntary capital buffers are income diversification, size and equity-to-asset ratio, but size and economic …
Persistent link: https://www.econbiz.de/10014501012
Many governments and nongovernmental organizations have adopted policies to promote the growth of microfinance …
Persistent link: https://www.econbiz.de/10013317815
Recent policy discussion includes the introduction of diversification requirements for sovereign bond portfolios of … European banks. In this paper, we evaluate the possible effects of these constraints on risk and diversification in the … analysis. We then analyse the risk and diversification in the sovereign bond portfolios of the largest European banks and …
Persistent link: https://www.econbiz.de/10012197781
Recent policy discussion includes the introduction of diversification requirements for sovereign bond portfolios of … European banks. In this paper, we evaluate the possible effects of these constraints on risk and diversification in the … analysis. We then analyze the risk and diversification in the sovereign bond portfolios of the largest European banks and …
Persistent link: https://www.econbiz.de/10011992507
geographic complexity can engender explicit trade-offs between the agency problems that increase risk and the diversification … geographic scope tend to provide diversification gains and reduce idiosyncratic and liquidity risks while also increasing BHCs …
Persistent link: https://www.econbiz.de/10012234342
This paper provides cross-country evidence that variations in bank regulatory policies result in differences in income distribution. In particular, the overall liberalization of banking systems decreases the Gini coefficient and the Theil index significantly. However, this effect fades away for...
Persistent link: https://www.econbiz.de/10013104214
This paper provides cross-country evidence that variations in bank regulatory policies result in differences in income distribution. In particular, the overall liberalization of banking systems decreases the Gini coefficient and the Theil index significantly. However, this effect fades away for...
Persistent link: https://www.econbiz.de/10012943515
We exploit the cross-state, cross-time variation in bank tangible capital ratios-brought about by bank branch deregulation on a state-by-state basis-to identify the effects of bank capital pressures on employment and firm dynamics during two waves of changes in bank capital regulation. We show...
Persistent link: https://www.econbiz.de/10011459508
The disappointingly slow recovery in the U.S. from the recent recession and financial crisis has once again focused attention on the relationship between financial frictions and economic growth. With bank loans having only recently started growing and still sluggish, some bankers and borrowers...
Persistent link: https://www.econbiz.de/10013096068