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deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … industry, competition and regulation are deeply interrelated as most regulatory institutions, even if they do not explicitly … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and …
Persistent link: https://www.econbiz.de/10009765356
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10012584137
This paper assesses the integration strategy of the European Union in regulated network markets. The paper argues that in these markets integration should not be an end in itself. In regulated markets the conventional gains from trade or freedom of establishment may be outweighed by significant...
Persistent link: https://www.econbiz.de/10012728944
This paper offers a framework for regulating internalities. Using a simple economic model, we provide four principles for designing and evaluating behaviorally-motivated policy. We then outline rules for determining which contexts reliably reflect true preferences and discuss empirical...
Persistent link: https://www.econbiz.de/10013027352
Persistent link: https://www.econbiz.de/10012656623
of whether competition, regulation and stability matter for efficiency in the banking system. Data from 440 commercial … quality regulations and competition. However, the results reveal all the variables responding to one standard deviation shock …
Persistent link: https://www.econbiz.de/10011989001
Persistent link: https://www.econbiz.de/10013466748
regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …
Persistent link: https://www.econbiz.de/10012153544
This paper provides evidence on the links between financial deregulation and economic performance in a European context. Specifically, we study the relaxation of bank branching restrictions in Spain which triggered off a remarkable inter-regional expansion of savings banks which was coincidental...
Persistent link: https://www.econbiz.de/10013121267
This paper assesses the extent to which regulatory intervention targeting interchange fees has been consistent with the economic theory of two-sided markets and examines the available evidence on the impact of these regulations. The last two decades have seen a drive to regulate the interchange...
Persistent link: https://www.econbiz.de/10012891279