This paper investigates how government-led banking liberalization affects credit allocation by banks using as a quasi … % increase in debt funding and more than 100-basis-point drop in interest costs despite their inferior credit quality. The debt …

Systemically Important Banks (G-SIBs) on bank lending behaviour. Using a difference-in-differences estimation strategy, we find no … effect of the reforms on overall credit supply, while at the same time documenting a substantial decline in borrower- and …

"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank …, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings … supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry …

The authors analyze how data in public credit registries can be used both to strengthen bank supervision and to improve … calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II … the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were …