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Regulation and competition in German banking : an assessment
Fischer, Karl-Hermann; Pfeil, Christian M. - 2003
derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … industry, competition and regulation are deeply interrelated as most regulatory institutions, even if they do not explicitly …
Persistent link: https://www.econbiz.de/10009765356
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Capital requirements, market structure, and heterogeneous banks
Müller, Carola - Leibniz-Institut für Wirtschaftsforschung Halle - 2022
Bank regulators interfere with the efficient allocation of resources for the sake of financial stability. Based on this trade-off, I compare how different capital requirements affect default probabilities and the allocation of market shares across heterogeneous banks. In the model, banks‘...
Persistent link: https://www.econbiz.de/10013198370
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Measuring the evolution of competition and the impact of the financial reform in the Mexican banking sector, 2008-2019
Bátiz-Zuk, Enrique; Sánchez, José Luis Lara - 2021
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10012584137
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Post-financial crisis times : only a short phase of re-intermediation and re-direction to boring banking business models? : regulatory burden, fintech competition and concentration...
Schackmann-Fallis, Karl-Peter; Weiß, Mirko - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 87-117
The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the problem of asymmetric information, particular in SME...
Persistent link: https://www.econbiz.de/10012153544
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Revisiting structural transformations in Indian banking sector
Kaur, Sukhvir; Arora, Sangeeta - In: International journal of business competition and … 7 (2020) 1, pp. 28-40
Persistent link: https://www.econbiz.de/10012253383
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The Real Effects of Bank Branch Deregulation at Various Stages of Economic Development : The European Experience
Pastor, José Manuel - 2011
This paper provides evidence on the links between financial deregulation and economic performance in a European context. Specifically, we study the relaxation of bank branching restrictions in Spain which triggered off a remarkable inter-regional expansion of savings banks which was coincidental...
Persistent link: https://www.econbiz.de/10013121267
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Bank Panics, Government Guarantees, and the Long-Run Size of the Financial Sector : Evidence from Free-Banking America
Chabot, Benjamin Remy - 2014
Governments often attempt to increase the confidence of financial market participants by making implicit or explicit guarantees of uncertain credibility. Confidence in these guarantees presumably alters the size of the financial sector, but observing the long-run consequences of failed...
Persistent link: https://www.econbiz.de/10013065699
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Toward a More Resilient Financial System : Should Banks Be Diversified?
Baselga-Pascual, Laura - 2018
This article empirically analyzes the effects of revenue diversification on the profitability and risk of a large sample of Eurozone banks over the period from 2000 to 2012. We use the generalized method of moments (GMM) estimator, which is also referred to as the system-GMM estimator. We...
Persistent link: https://www.econbiz.de/10012936777
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Shadow Prices of Non-performing Loans for Chinese Banks in the Post-Crisis Era
Zhao, Shirong - 2020
This paper examines how non-performing loans (NPLs) affect Chinese commercial banks before, during, and after the 2008 global financial crisis as well as the subsequent 2008—2010 stimulus. By accounting for NPLs as undesirable outputs, banks' technical efficiency is estimated using directional...
Persistent link: https://www.econbiz.de/10012823203
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Financial Nexus : Efficiency and Soundness in Banking and Capital Markets
Dima, Bogdan - 2014
Based on a modified version of a model used in Corvoisier and Gropp (2002) and de Guevara et al (2005), we argue that banks' soundness, the structural characteristics and efficiency of the banking sector and the development of the capital markets are forming a financial nexus. For a data set of...
Persistent link: https://www.econbiz.de/10013054889