of whether competition, regulation and stability matter for efficiency in the banking system. Data from 440 commercial …. There was evidence to show that efficiency responds positively and significantly to shocks in capital, liquidity and asset … quality regulations and competition. However, the results reveal all the variables responding to one standard deviation shock …

Does an increase in competition increase or decrease bank stability? I exploit how the state-specific process of … loans and increases bank profitability. These findings suggest that competition increases stability as it improves bank … interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition …

stability in this period, we are able to isolate the effects of bank competition from those of state implicit guarantees. We … removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic … states that retained state bank chartering policies. We argue that the fiercer bank competition following the introduction of …