) processes that often underestimate liquidity risk. Thus a bank relying on those models may face failure in an event of crisis …

In early 2009 the EU increased the minimum deposit insurance limit from €20,000 to €100,000 per bank account. Italy was …-in-diff analysis and compare the bank-size weighted average deposit interest rates of the Eurozone countries with the Italian ones. We … between 0.3 and 0.7 percentage points. The drop in deposit rates is confirmed by a diff-in-diff analysis run at bank level …

2009, the EU increased the minimum deposit insurance limit from e20, 000 to e100, 000 per bank account with the goal of …

deposits. However, I also find that, for this effect to occur, capital requirements may have to be stringent enough: When bank …

make bank deposits endogenously long-term. Capital regulation addresses deposit dilution but is subject to a time … significantly impacts optimal bank capital regulation. We examine how capital regulation stringency changes across different … countries around the 2008 global financial crisis and document novel facts that are consistent with our theory …

We employ proprietary data from a large bank to analyze how – in times of crisis – depositors react to a bank … nationalization, re-privatization and an accompanying increase in deposit insurance. Nationalization slows depositors fleeing the bank …

-2013. The bank disclosure provides tools to help depositors to exert there governance onto banks manager to align managers …

similar effect can be observed for other eurozone banks after the introduction of the European bank recovery and resolution …