in the foreclosure process affects mortgage lending decisions and standards. Difference-in-differences estimations using … a state border design show that ZL incentivizes lenders to screen mortgage applications more carefully: they deny more …

evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …

tighter banking regulation on the US residential mortgage market: a market characterized by lenders subject to different … regulated banks and non-bank mortgage companies now have a larger share of the origination market. However, since the tightening …

predict the early redemption of Term Asset-Backed Securities Loan Facility (TALF) loans used to purchase commercial mortgage …

Toxic mortgage related assets in bank portfolios have tested the pervasive free market wisdom that markets can …-leveraged themselves by investing in risky mortgage securities. In an efficient and perfectly informed market investors punish firms for … subordinated bond spreads by examining the role of underlying mortgage assets in the pricing of subordinated bonds by investors …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …