I test the market discipline of bank risk hypothesis by examining whether banks choose risk management policies that … of U.S. insured commercial banks over the 1995-2009 period, I document that the ratio of subordinated debt affects bank …

arbitrage. I develop a framework to study bank regulation with strategic selection of risk models. A bank supervisor can …

literature. This paper seeks to study the determinants of bank asset quality and profitability using panel data techniques and … contrary to the general perception. Similarly, with regard to rural bank branches, the results reveal that aversion to rural …

This paper examines the major causes of Silicon Valley Bank’s (SVB) collapse in March 2023 from a regulatory and risk …

The latest financial crisis has exposed substantial weaknesses in the bank risk models used by national regulators as … the main challenges for regulators in terms of bank risk measurement. The study shows that substantial challenges for … banking (i.e., to model risk from a systemic point of view and not only from the perspective of an individual bank). As the …