supervisors to the same bank at exogenously fixed time intervals. Comparing federal and state regulator supervisory ratings within … the same bank, we find that federal regulators are systematically tougher, downgrading supervisory ratings almost twice as … consequences and likely proxies for delayed corrective actions—more lenient states have higher bank-failure rates, lower repayment …

develops a methodology to detect problems at the individual bank level in an effort to identify those firms with financial … facilitate bank monitoring tasks, as well as some disaggregated subcomponents that are intended to display the relative …

Bank capital requirements are based on a mix of market values and book values. We investigate the effects of a policy … banking organizations. Our analysis is based on security-level data on individual bank portfolios matched to bond …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

This paper studies the impact of European bank mergers and acquisitions on changes in key safety and soundness measures …

drawing useful lessons for regulatory reform. We argue that an important contributor to positive bank performance was a solid …

identify plausibly exogenous variation in the intensity of supervision across large U.S. bank holding companies (BHCs), based …